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Sunday is the last day to enroll in a health insurance plan for 2015. If you miss this deadline, you may not be able to get coverage until 2016. And while you may not get sick in 2015, if you don’t have health insurance, you’ll miss out on preventive care services and pay a hefty fine when you file your federal income tax return next year.
The penalty you’ll pay if you do not have coverage is either a percentage of your household income or a flat fee — whichever is higher.This fee increases each year.